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| Aspect | Wisemonk AOR | Direct Engagement |
|---|---|---|
| Contracts & Compliance | Wisemonk drafts, signs, and manages | You draft & manage |
| Company Income Tax Compliance | Wisemonk ensures all company filings | Contractor handles (often skipped) |
| Time Reporting & Invoice Generation | Wisemonk automates and centralizes | You coordinate manually |
| FX Rates | Transparent 1% markup | Bank spreads (3 – 5%) |
| Payment Delays | On-time, every time | Frequent |
| Legal Risk | Wisemonk takes the risk | You’re liable |
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